and e-commerce as a carrier

Guangdong Mobile and banking background payment reached mobile payment co-operation In the mobile payments market, banking and communications "and" staged first in Guangdong Province. On June 6, have 100 million mobile users in Guangdong Mobile and third party payment enterprises--Shenzhen futong deal, U shield built into the SIM card by phone, start the mobile payment co-operation between the two sides, the first phase of implementation of mobile phone users across bank transfers, credit card payments, callFeatures such as recharge. Hand in hand is not easy. Long time, banking and communications has been in the competitive mobile payments, a "intersection" business initiative, the two sides also go all the way in technology standards, the banking industry to push 13.56MH, China Mobile is likely to 2.4GHz programme. "Communications industry standards and standards of the banking industry does not contradict. "On June 7, General DongLong Yao Huawei said in interview. GB fast-pass, the full name of fast pay financial network technology service limited company of Shenzhen City, although their exposure is not high, but it was one of the first in May 2011, third party payment enterprises obtain bank licences, and behind it is the Central Bank under the Shenzhen Financial Electronics Settlement Centre. Yao Huawei said after general business majorCentralized collection and payment, financial products trading in the financial sector. In order to move towards public market, futong came up with telecoms operators have huge mobile phone users. Mobile payments cannot be separated from the cell phone, telecom operators have scale of millions of mobile phone users is almost unavoidable part of the industry chain. If operator is the mobile payment market, "Lin Xiangru", with funding, withIs advantage of banking is to some extent "Lian Po". "Discord", enabling the mobile payment industry chain has long been suffering from restrictions, especially techniques to all sectors of the industry chain enterprises afraid to let go of the hands and feet. Yao Huawei, nobody can really replace between two standard who, on the one hand, telecom operators to give up 2.4GHz, will cause the base stationBackground such as equipment replacement cost enormous, almost no possible; on the other hand, this standard does have criticized parts of the money, banks adhere to 13.56MH the first reason it is "safe". United States industry research institutions Compete data study finds that mobile payment is not selected for United States residents, 64% per centDo not think mobile payment security, which became United States residents choose the biggest obstacle to mobile payments. This means that third-party payment concepts deeply rooted in the present, security remains lie in front of users to use a mobile-payment emerging payment services a major obstacle. In the formulation of national standards for mobile payments, security aspirations of eventually took the upper hand. "The establishment of national standards for mobile paymentsWell, technology standards is expected to soon be released. "On June 6, the Deputy Governor of the people's Bank of China, Shenzhen central sub-branch in pine said. A day earlier view the site, Executive Vice President of China UnionPay Chai Hongfeng said at a mobile payment industry Summit, based on the 13.56MH of the national standard of mobile contactless payments are in the approval process and is introduced during the year. In thisUnder such circumstances, Guangdong Mobile and fast futong think of scenarios is that both of the two standards. According to Yao Huawei said, because SIM card built in to 13.56MH users of electronic signature certificate, make the SIM card with the u-shield feature of online banking. Therefore, compared with the other modes of mobile payment and remote transactions click here, Guangdong Mobile and fast futong the co-operationHighlights comes down to safety. Guangdong Mobile, said the product has "financial level" security transaction and "carrier-grade" double safety system of data transfer, partly built in SIM card u shield on one hand and on the users phone and encrypted data transfer between the back-end systems, to ensure the security of customer information. "As early as last year planning cooperativeWhen we take into account the future meets the requirements of national standards for mobile payments. "Yao Huawei said. To this end, the programme of cooperation between the two sides even allow users to swap cards. When interviewed by reporters Yao Huawei believes that in the cost of the card is not as high, it is because China is from 2G to 3G conversion flows, a lot of people in the process of change, nature card,Simple electronic signature certificate loaded SIM card users cost was not high. Near-field pay schedule, plans for three operators with the development of e-commerce, online payment has gradually become one of the main methods of payment for public consumption, mobile terminals in the area payment application, contribute significantly to the development of mobile e-commerce also. Analysys International recently issued report, 2011 number of mobile payment users up to 187 million, turnover amounted to $ 74.2 billion, up 2010 growth. According to a sampling survey of KPMG, 83% people think that with the rapid growth of smartphones, people of payment methods will completely change, within the next four years, mobile payments via mobile devices will become the global norm. However,Facing an enormous market, Guangdong Mobile and fast futong cooperation in mobile payment, is still only limited to the paid remote, which was across the line by mobile phone users through the basic functions such as transfers, credit card payments, call charge, does not involve near-field of phone card payments. In this regard, insiders believe that this does not rule out waiting for the final of the national standards for mobile payments to settle. Yao HuaweiSaid, did not select the start full service coverage between the two sides, but one step at a time, because want to build user-aware, starting the application from the familiar to the public daily, and then jump to expand. Guangdong Mobile says that future cooperation between the two sides will also explore operators, banks, businesses, individuals and third party payment companies such as win-win way, introduction to mobile communicationsClients pay, the voice of the carrier payment, credit, payments and other payment methods of near-field, and e-commerce as a carrier, provides specialized solutions for the industry. Yao Huawei told reporters, futong communication enterprise cooperation is not exclusive, the future does not rule out cooperation with other carriers such as telecoms, China Unicom, or outside the Guangdong market, "recently,Call me via other carriers ".