innovative products

Although the new rules are to some extent conducive to retail, clearly an investor can only use one account to purchase new shares, prevent a small number of institutions using legitimate multiple accounts for a single institution account to purchase, check rates to small and medium-sized investors inclined, but for ordinary investors wanted to directly participate in the new purchase requisitions, financial strength is really limited, the success rate is extremely low. Active in the 2007 new sharesDetonated issued new shares in the bank market purchasing financial products, and 2008 red chips returning IPO laid the early tone of red fire ants. Characteristics of high yields, risk-free, low starting point investors tasted the sweet spot. New financial products how to select the high degree of participation of Bank of new financial products, start low, general product subscription starting point just RMB 50,000 or 100,000 toSuitable for ordinary investors. Banks launch new share purchase products in the past, the duration and amount are fixing can generally be divided into two categories, is the amount invested and the period fixed the old republic power leveling, cannot be increased to reduce the principal, at maturity the principal and return once to deal with. This type of product term fixed, poor liquidity, it is difficult to react flexibly to risk. Second, innovative products,New shares to assign only one income, do not set the fixed-term, investors can participate in at any time, can also be withdrawn at any time, purchase receipts for the purchase, time allocation of new shares at a time. Returning products more fair new share purchase proceeds of such financial products-band, IPO if going through an intensive period, earnings are significantly improved, when there are no shares, earnings may even be zero. In order toIn response to this characteristic, new share purchase financial products in the past, each new listings get often take the form of share of proceeds, for investors with long-term product, loss of income. While the returned products can better manifest fairness, all funds involved in the allocation proceeds after the purchase of a new share, without the participation of a new share purchase proceeds does not enjoy the next new listingsFor all investors ' money, it is absolutely fair. Extract in performance, due to the new version of the product taking an extract only one way, regardless of income level, for each new share the benefits of extraction performance of banks by a certain percentage, the accumulated extraction income may be higher than traditional products. On June 23 the Bank pioneered new share purchase financing products--"De Li Bao · new shares in a chain", dominated by new share purchase, configure both bonds, bills, credit assets, trust loans, such as fixed-income investments, differences in access to primary and secondary market at the same time, enhance the use of new share purchase, more funding, further enhancing the level of product return. Investment horizon should not be too long from the investment horizon view, six months to a yearProduct comparison is reasonable, can meet the demand for liquidity and safety in the most ordinary investors, covered in a short time after IPO lifted the intensive period, through six months of investment operations, seeking help investors achieve a good return on revenue. Investors needed attention to the issue is the product of the redemption of funds, to purchase every new listings, funds to be transferred to freeze swtor power leveling, thawBank after liquidating it, funds to the account of the time could be much longer, this investor before buying products need to consult the banks concerned to understand.