129756501033593750_135Tailored financing instances "call-up": If you have financial troubles, please tell us your detailed information the following way, wealth management team will be tailored for you-money schemes. Recommended reading Gao Yalin 28 death of wife Sabina exposure from the cold "hot Grandma" life ups and downs actress on departure was secretly photographed the "tragedy" [map] Ding Junhui and girlfriend Apple in hand shopping was beautiful before the people after the scary Star [photos] Lin Shuhao basics behind bitterness Guanghui Shi Tang behind the successful open day: Reporter visits the bear base projection, annual salary of $ 40,000, girlfriend in a company as a civilian, annual salary of about $ 50,000. About two months ' wages for a total of 6,000 yuan,Will have a little bonus at the end.
There is no deposit or other investment funds investment of only 500 Yuan a month, has been going on for 4 months. Both units have social security, but no housing Provident Fund. Now separated from Mr Luo and his girlfriend rent, rent totaling $ 2,200, usually spending no moderation, to the constraints of the month, save more than what money, monthFamily of light.
Mr Luo is going to get married next year, want to save money, not to buy a House, married or want to rent a House to live in Hangzhou.
As Mr Luo and his girlfriend is in the money management life cycle of wealth accumulation period of development, get married next year, rental and other costs would need a certain amount of financial support
tera power leveling, there are no assets
tera power leveling, under less heavier burden. Mr Luo family incomeMain source for earnings
tera gold, income from property is low, is not conducive to respond when the risk of instability that might arise. Mr Luo now debt-free, and non-financial assets, other than fund investment and saving $ 500 per month, no savings, monthly without available funds at their disposal.
Finance and investment conscious weak. (1) increase income and reduce expenditure, accumulation of wealth, according to the current projection ofFamily financial circumstances, this stage should as far as possible to increase family incomes and savings, revenue accumulated wealth for future life. Mr Luo and his girlfriend should actively look for sources of income, accumulation of wealth, rising personal assets. The other hand throttle, Luo and his girlfriend to share, to reduce rent expenses, it is recommended that spending on rent at around $ 1500. In additionReasonable consumption by family income and expenditure, as well as improving the quality of life, do not let the loss of wealth. (2) using a credit card debt, improve the efficiency of funding prepare monthly living expenses 2-3 times of emergency the returns from imprest, beset by families against unexpected events. Recommended that Mr Lok and his girlfriend took out $ 2000 per month deposit and time deposit, deposit and no longer,First 6 months on a regular basis, at the end of year bonus save around $ 10,000 a year in regular, ICBC signed "regular savings interest automatically increases financing agreement" in order to ensure the rationality of interest increase deposit rolled over after gains. Advise the customer to handle credit cards before getting married next year, wedding card. Credit cards are more than 50 days of interest-free period, you can raise fundsEfficiency, credit card installment amounts greater than $ 600 or more can do, relieve pressure on the overdraft. (3) investment equity funds, improving family income fund investment modes can be effective in helping investors develop a savings and investment plan of the habits, add up, accumulation of wealth. Effect of fixed investment plans has forced the investment on a regular basis, for the working-class,Each month from salaries and bonuses to retain a certain percentage of the funds, in cumulative investment to fund product, higher earnings, this investment is ideally suited for work, don't have much savings of young people in the near future. If you use this way to invest will pay day today is set to auto, forced investment constraints of past "Moonlight" lives, satisfactory arrangements for expenditure, determine the longestFinancial goal, over time to form the good habit of long-term financing, money can accumulate a large fortune.
Mr so Lok and his girlfriend shall be increased by $ 500 every month to buy investment funds, the payday is set for automatic debits, forced savings and accumulate wealth. (4) increased risk cover, lift the worries, Luo and his girlfriend just units of the basic social security, there is noHousing Fund. To provide social security and Medicare is necessarily limited, in the event of accidents or serious illness are vulnerable to domestic economic crisis, building security system is particularly important. Taking into account the end of year two persons will have about $ 20,000 bonus, recommends that Mr Lok and his girlfriend in commercial insurance to purchase around $ 10,000 a year after her marriage, preferred accident insurance, medical care, disease, increase the risk of family protection.
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